All’s fair in love and insurance
We were informed in May that our current insurance company would be dropping us effective September 13th. So we did what we could to get Homeowner’s insurance, calling dozens of companies and getting an emphatic “No, we are not writing new policies for your area.”
We were stuck applying with LA Citizens and went through the necessary paperwork and inspections. And now we are just waiting. And the waiting is killing me because according to LA Citizens they have not even processed our policy and have no idea when it will get processed. It’s been two months since they’ve had our final paperwork and money and still no policy. I was reassured that as soon as they process the final paperwork, it will be effective the day after it was postmarked, but somehow I don’t feel any better without the policy in hand. If administratively they are slow, imagine what would happen if, god forbid, another storm hit New Orleans. Would LA Citizens be prepared for that? Somehow I don’t think so.